Pedestrians walk past a Bank Central Asia PT branch advertis

INDONESIA - AUGUST 08: Pedestrians walk past a Bank Central Asia PT branch advertising a free car to those who open accounts while a sport utility vehicle rotates atop a platform in Jakarta Monday, August 8, 2005. Indonesian banks are offering prizes of cars, money and gold to boost deposits that have failed to keep pace with a boom in lending as the economy heads for its fastest growth in nine years. Competition for savings and the rising cost of alternative funds such as debt sales are causing lenders' profit margins to narrow. (Photo by Josh Estey/Bloomberg via Getty Images)